Nevada Schedule of Fees and Charges
DISCLOSURE OF AVAILABLE CREDIT PRODUCTS
The following is a description of all credit products that are available in this TitleMax office
TitleMax of Nevada, Inc. ("Lender") is licensed and regulated by the Nevada Financial Institutions Division and makes title loans and unsecured high interest loans pursuant to Nevada Revised Statutes Chapter 604A and regulations promulgated thereunder ("Chapter 604A"). The complete schedule of fees and charges for Lender's loans is set forth below.
In the example transaction examples shown below, the final scheduled payment amount typically differs from the standard payment amount. All transaction examples and APRs are examples only; actual periodic payment amounts and APRs may be higher or lower depending on the month and date of loan origination. Applicants must meet all Lender underwriting criteria.
Title Loans:
- Loan Amounts: $100 - $10,100; payments every 30 days; repayable over 210 days.
- Interest Rates: As shown below. Interest rates are determined based on the creditworthiness of the consumer and whether the consumer has done business with Lender previously. More creditworthy consumers and consumers who have a good history with Lender may qualify for annual interest rates at the lower end of the range. Lower promotional rates may apply.
- Lien Filing Fee: $21.00 paid to the Department of Motor Vehicles to perfect Lender’s lien on the motor vehicle collateral. Lien filing fees for other states may vary. The lien filing fee is included in the Amount Financed.
- Required Qualifications: Clear title to a qualifying motor vehicle; Ability to repay.
| Loan Amount | Annual Interest Rate | Loan Term |
|---|---|---|
| $100.00 - $949.99 | 191.88% - 227.88% | 210 Days |
| $950.00 - $1,449.99 | 179.88% - 227.88% | 210 Days |
| $1,450.00 - $2,049.99 | 179.88% - 215.88% | 210 Days |
| $2,050.00 - $2,949.99 | 167.88% - 203.88% | 210 Days |
| $2,950.00 - $4,049.99 | 155.88% - 191.88% | 210 Days |
| $4,050.00 - $6,049.99 | 143.88% - 179.88% | 210 Days |
| $6,050.00+ | 131.88% - 167.88% | 210 Days |
| Secured Installment Loan Transaction Examples (Non-Motorcycle Collateral, Inc. Lien Fee of $21.00) | |||||
|---|---|---|---|---|---|
| Amount Financed | Annual Inerest Rate | Monthly Payment | Finance Change | Annual Percentage Rate (APR) | Total of Payments |
| $521.00 | 227.88% | 6 payments of $140.30 1 payment of $140.34 |
$461.14 | 982.14% | $230.26 |
| $721.00 | 227.88% | 6 payments of $194.16 1 payment of $194.22 |
$638.18 | 1359.18% | $230.27 |
| $1,221.00 | 227.88% | 6 payments of $328.81 1 payment of $328.83 |
$1,080.69 | 2301.69% | $230.27 |
| $1,721.00 | 215.88% | 6 payments of $450.64 1 payment of $450.62 |
$1,433.46 | 3154.46% | $218.16 |
| $2,521.00 | 203.88% | 6 payments of $641.52 1 payment of $641.52 |
$1,969.64 | 4490.64% | $206.05 |
| $4,021.00 | 191.88% | 6 payments of $993.88 1 payment of $993.94 |
$2,936.22 | 6957.22% | $193.93 |
| $6,021.00 | 179.88% | 6 payments of $1,444.78 1 payment of $1,444.76 |
$4,092.44 | 10113.44% | $181.82 |
| $7,521.00 | 167.88% | 6 payments of $1,751.06 1 payment of $1,751.06 |
$4,736.42 | 12257.42% | $169.70 |
* All loan examples above assume a monthly payment schedule with payments due every 30 days. The final scheduled payment amount typically differs from the standard payment amount. All Payment Schedules and APRs are examples only; actual monthly payment amounts and APRs may be higher or lower depending on the month and date of loan origination.
| Secured Installment Loan Transaction Examples (Motorcycle Collateral, Inc. Lien Fee of $21.00) | ||||||
|---|---|---|---|---|---|---|
| FICO® Risk Score, Classic V2 credit score range | Amount Financed | Annual Interest Rate | Monthly Payment | Finance Charge | Total of Payments | Annual Percentage Rate (APR) |
| 300 to 525 | $521.00 | 215.88% | 6 payments of $95.99 1 payment of $95.61 |
$1,782.88 | $2,303.38 | 217.22% |
| $1,221.00 | 215.88% | 6 payments of $225.08 1 payment of $225.58 |
$4,181.92 | $5,402.42 | 217.22% | |
| $2,521.00 | 215.88% | 6 payments of $464.82 1 payment of $465.52 |
$8,635.88 | $11,156.38 | 217.22% | |
| $3,021.00 | 215.88% | 6 payments of $547.23 1 payment of $537.78 |
$16,670.33 | $19,690.83 | 216.86% | |
| 526 to 626 | $521.00 | 191.88% | 6 payments of $86.12 1 payment of $85.91 |
$1,546.17 | $2,066.67 | 193.01% |
| $1,221.00 | 191.88% | 6 payments of $201.94 1 payment of $202.09 |
$3,626.21 | $4,846.71 | 193.01% | |
| $2,521.00 | 191.88% | 6 payments of $417.03 1 payment of $418.30 |
$7,489.49 | $10,009.99 | 193.01% | |
| $3,021.00 | 191.88% | 6 payments of $487.55 1 payment of $484.30 |
$14,528.70 | $17,549.20 | 192.79% | |
| 627 to 850 | $521.00 | 191.88% | 6 payments of $76.47 1 payment of $76.77 |
$1,315.08 | $1,835.58 | 168.67% |
| $1,221.00 | 167.88% | 6 payments of $179.32 1 payment of $178.79 |
$3,082.65 | $4,303.15 | 168.82% | |
| $2,521.00 | 167.88% | 6 payments of $370.31 1 payment of $371.03 |
$6,367.66 | $8,888.16 | 168.82% | |
| $3,021.00 | 167.88% | 6 payments of $428.39 1 payment of $426.31 |
$12,399.46 | $15,419.96 | 168.67% | |
High Interest Installment Loan:
- Loan Amounts and Terms: $100 - $2,500 ($1,000 max for new customers), bi-weekly, semi-monthly, and monthly payments; repayable over 12-18 months
- Interest Rates: As shown below. Interest rates are determined based on the consumer's preferred method of repayment. Consumers who prefer to make payments in the store or by phone qualify for our standard rate. Consumers who agree to repay their loan by recurring electronic payments qualify for a lower rate. Lower promotional rates may apply.
- Returned Payment Handling Charge: $25 for any payment returned or refused for processing for any reason.
- Required Qualifications: Valid and verifiable bank account, valid and verifiable income.
| Loan Amount | Annual Interest Rate | Loan Term |
|---|---|---|
| $100.00 - $2,500.00 | 198.56% | 26 bi-weekly payments |
| $100.00 - $2,500.00 | 198.56% | 36 semi-monthly payments |
| $1,001.00 - $2,500.00 | 198.56% | 18 monthly payments |
| Personal Installment Loan Transaction Examples | |||||
|---|---|---|---|---|---|
| Amount Financed | Annual Inerest Rate | Bi-Weekly Payments | Finance Change | Annual Percentage Rate (APR) | Total of Payments |
| $500.00 | 198.56% | 25 payments of $44.71 1 payment of $44.87 |
$662.62 | 198.02% | $1,162.62 |
| $1,750.00 | 198.56% | 25 payments of $156.49 1 payment of $156.56 |
$2,318.81 | 198.02% | $4,068.81 |
| Amount Financed | Annual Inerest Rate | Semi-Monthly Payments | Finance Change | Annual Percentage Rate (APR) | Total of Payments |
|---|---|---|---|---|---|
| $500.00 | 198.56% | 35 payments of $43.88 1 payment of $43.67 |
$1,079.47 | 199.8% | $1,579.47 |
| $1,750.00 | 198.56% | 35 payments of $153.58 1 payment of $152.89 |
$3,778.19 | 199.8% | $5,528.19 |
| Amount Financed | Annual Inerest Rate | Monthly Payments | Finance Change | Annual Percentage Rate (APR) | Total of Payments |
|---|---|---|---|---|---|
| $500.00 | 196.8% | 17 payments of $87.81 1 payment of $87.97 |
$1,080.74 | 199.84% | $1,580.74 |
| $1,750.00 | 196.8% | 17 payments of $307.34 1 payment of $307.50 |
$3,782.28 | 199.84% | $5,532.28 |