Tennessee Schedule of Fees and Charges

Title Pledege: Offered by TitleMax of Tennessee, Inc. d/b/a TitleMax

• Term: 30 Days*
• Security: Motor Vehicle Title
• Interest Rate (per 30-day period): 2.00%
• Pledge Amounts: $100.00 to $2,500.00
• Customary Fee (per 30-day period): The Customary Fee is a percentage of the Pledge Amount (Amount Financed), calculated as shown in the following table. The Customary Fee percentage is determined based on the consumer's creditworthiness and whether the consumer has done business with TitleMax previously. More creditworthy consumers and consumers with a good history with TitleMax may qualify for Customary Fee percentages at the lower end of the range. Lower promotional rates may apply from time to time.

* Each example title pledge transaction above has a 30-day term. Title pledge transactions are single payment loans (not installment loans) with a 30-day term that may be renewed for additional 30-day periods by paying, at a minimum, all accrued interest and fees. If a title pledge is renewed for three consecutive 30-day periods, for each subsequent renewal the minimum payment will include accrued interest and fees plus 5% of the original principal balance.

Secured Line of Credit: Offered by TitleMax of Tennessee, Inc. d/b/a TitleMax

• Term: Open-ended
• Security: Motor Vehicle Title
• Interest Rate: 0.0657% per day (23.9805% per annum)
• Maximum Credit Limit: $100.00 to $4,000.00
• Customary Fee: See table below
• APR: See table below

The Customary Fee rate is determined based on the consumer's creditworthiness and whether the consumer has done business with TitleMax previously. More creditworthy consumers and consumers with a good history with TitleMax may qualify for Customary Fee rates at the lower end of the range. Lower promotional rates may apply from time to time.

** Assumes that the Requested Amount is equal to the maximum credit limit, a billing cycle of 30 days and an average daily balance equal to the Requested Amount. For each monthly billing cycle, the Minimum Payment Amount will equal the Minimum Principal Payment plus accrued and unpaid Interest and Customary Fees. The Minimum Principal Payment will equal 3.0% of the principal balance (as further described in the TitleMax Secured Line of Credit Account Terms and Conditions. TitleMax uses the average daily balance (including new cash advances) computation method. Accordingly, Interest and Customary Fees are charged on the average daily balance of the account for each day of the applicable billing cycle.